Life Insurance
Basic Life Insurance pays your beneficiary a lump sum payment if you die. AD&D provides another layer of benefits to either you or your beneficiary if you suffer from loss of a limb, speech, sight, or hearing, or if you die in an accident. Coverage for eligible employees of participating districts is provided by The Hartford. The cost of coverage is paid in full by the district.
Basic Life and AD&D $10,000 or $50,000*
Contact your district Human Resources/Benefits representative for information regarding your district/bargaining unit's participation in the BSSP Life Insurance program.
*Butte College, Gridley and Palermo employees may contact BSSP to request a copy of the coverage document.
The Hartford Value-Added Services
Your Life insurance coverage comes with access to a suite of services that go beyond the financial benefits – helping you and your loved ones through the moments that matter.
Some of the services available:
- Will Preparation: Step-by-step guidance and support for preparing a will.
- Funeral Planning: Detailed instructions and on-demand assistance available to help plan a funeral, burial and/or cremation.
They can help your beneficiaries better understand some of the challenges that come with loss like:
- Estate planning and probate management
- Immediate arrangements
- Account deactivation
- And more
How to Access These Services?
- Register online at join.empathy.com/hartfordcare. Once you register, access these services by calling 229-544-2332
Travel Assistance and ID Theft Protection Services through International Medical Group Call 800-243-6108 or 202-828-5885 (outside the US) or email assist@imglobal.com for travel assistance.
Travel Assistance and ID Theft Protection Services
Voluntary Life and AD&D
Voluntary Life and AD&D Insurance allows you to purchase additional insurance to protect your family's financial security if you suffer from loss of a limb, speech, sight or hearing, or if you die. Coverage for eligible employees of participating districts is provided by The Hartford.
Voluntary Life and AD&D Insurance
Employee Voluntary Life and AD&D
- Increments of $10,000 up to $300,000
- Guarantee issue of $100,000 for newly eligible employees. Guarantee issue of $10,000 available for existing employees during annual enrollment period.
- Amounts requested above the Guarantee Issue limits are subject to medical underwriting by The Hartford. Evidence of Insurability Form required.
Spouse Voluntary Life and AD&D
- Increments of $5,000 up to max of $100,000 or 100% of employee's total coverage.
- Guarantee issue of $30,000 for newly eligible spouses. Guarantee issue of $5,000 available for existing spouses during annual enrollment period.
- Amounts requested above the Guarantee Issue limits are subject to medical underwriting by The Hartford. Evidence of Insurability Form required.
- Requires purchase of Employee Voluntary Life benefit.
Child(ren) Voluntary Life and AD&D
- $5,000 for each child up to age 26 ($500 if child is less than 6 months).
- Requires purchase of Employee Voluntary Life benefit.
Contact your district Human Resources/Benefits representative for information regarding your district/bargaining unit's participation in the BSSP Life Insurance program.
Filing a Claim
You can reach Claims Customer Service at 888-563-1124 and download the claim form: